You may or may not have come across this principle before, but the chances are you’re a victim of it. Human fracking describes the way in which Big Tech companies treat our attention spans: as a resource, to be mined and monetised. So, what does human fracking look like in the context of financial services, and how do digital banking apps and investment platforms can gamify user experiences to drive engagement and product sales?

With concerns around AI’s environmental impact mounting – as tech firms remain guarded over the data – it is time to ask whether this technology will hinder or help the economy’s progress toward decarbonisation. In this instalment of Finextra’s Explainer series, we weigh up the potential positive and negative impacts of AI on the climate.

As the wave of digitisation washes across the globe, open source software proliferates, and the sheer value of data continues climbing, cyberattacks are becoming one of the biggest threats to financial stability. In the past 12 months, consumers, financial institutions (FIs), and entire industries fell victim to massive cyberattacks by highly sophisticated criminal rings and technologies. With 2025 drawing to a close, I look back at the most impactful cybersecurity breaches o

With the advantage of hindsight, the financial landscape of 2025 can be characterised by the enforcement of transformative payment regulations, the rise in support for stablecoins, and the moment the rubber hit the road for artificial intelligence (AI). As the year draws to a close, it’s time to reflect on the financial news topics that were discussed most keenly, and the transformational fintech stories that underpinned them.